Privacy Policy

At B2B Money Club, we respect and value your privacy. This Privacy Policy outlines how we collect, process, store, and protect your personal and business data in compliance with the General Data Protection Regulation (GDPR) and relevant Dutch privacy laws.

By accessing our website or using our financial services, you agree to the terms outlined in this Privacy Policy. If you do not agree with our practices, we ask that you refrain from using our website or services.

1. Introduction

B2B Money Club is committed to protecting your privacy and personal data. This Privacy Policy explains the types of personal data we collect and how we use, store, and protect it. As required by Dutch Data Protection Law (UAVG) and the GDPR, we are transparent about how we process your data and your rights as a data subject.

2. Data We Collect

In the course of providing services through our website, we may collect the following types of personal and business data:

A. Personal Information

Full name
Business name & registration number (KVK)
Business address
Email address
Contact details (phone number)

B. Financial Information

Bank account information
Loan application details
Business financial records (if required for credit assessments)

C. Technical Information

IP address
Browser type and version
Pages visited and duration of visit
Cookies and tracking technologies (see Cookies Policy section below)

3. Purposes of Data Collection

We process your personal and business data for the following legitimate purposes:

Loan Processing and Evaluation: To assess your application and provide loan services.
Customer Communication: To communicate with you regarding your loan, support queries, and service updates.
Compliance: To comply with Dutch financial regulations and anti-money laundering laws.
Improvement of Services: To analyze and improve our website and services, enhance user experience, and assess website performance.
Marketing Communications: To send promotional content and updates, if you have given explicit consent to receive such communications.

4. Legal Grounds for Data Processing

In accordance with Article 6 of the GDPR, we process your data based on the following legal grounds:

Performance of a Contract: Processing is necessary for entering into and fulfilling our contractual obligations (e.g., providing loan services).
Legal Obligation: We are required to process certain data to comply with Dutch financial regulations (e.g., anti-money laundering, fraud prevention).
Legitimate Interests: We process personal data based on our legitimate interest to improve our services, ensure proper business operations, and enhance customer experience.
Consent: If you have given us consent for specific processing activities (e.g., receiving marketing emails).

5. Data Protection Measures

At B2B Money Club, we have implemented stringent security measures to protect your personal data, including:

Encryption of sensitive data during transmission.
Secure servers with advanced firewall and access control mechanisms to prevent unauthorized access.
Data anonymization and pseudonymization where possible, to further protect your privacy.
Internal access controls to ensure that only authorized personnel can process personal data.

We continually review our data protection policies and practices to ensure they align with GDPR and Dutch privacy regulations.

6. Data Retention

We will retain your personal and business data only for as long as is necessary for the purposes for which it was collected, and in compliance with applicable legal requirements:

Loan Application Data: Retained for up to 7 years as required by Dutch financial regulations (e.g., for tax and auditing purposes).
Marketing Data: Retained until you withdraw consent or unsubscribe from communications.
Website Data: Retained in accordance with our Cookies Policy for the duration of the relevant session or as required for analytic purposes.

7. Sharing Your Data

We respect your privacy and do not sell or rent your personal data. However, we may disclose your data to trusted third parties who assist us in providing our services or are required to do so by law. These third parties include:

Financial regulators and authorities: As required by Dutch law (e.g., for compliance with financial regulations, anti-money laundering laws, and tax reporting).
Payment processors and banking institutions: For processing loan disbursements, repayments, and financial transactions.
IT and analytics service providers: To host and maintain our website, provide technical support, and analyze website performance.
Marketing partners: Only if you have provided explicit consent for marketing communications.

We ensure that all third-party service providers we engage with comply with GDPR and Dutch data protection regulations.

8. Your Rights Under the GDPR

As a data subject under the GDPR, you have the following rights with respect to your personal data:

Right to Access: You have the right to request a copy of the personal data we hold about you.
Right to Rectification: You have the right to correct any inaccuracies or update your personal data.
Right to Erasure (Right to be Forgotten): You have the right to request that we delete your personal data, subject to specific conditions (e.g., legal obligations).
Right to Restriction of Processing: You have the right to request a restriction on the processing of your data under certain circumstances.
Right to Data Portability: You can request the transfer of your data to another data controller in a structured, commonly used, and machine-readable format.
Right to Object: You have the right to object to the processing of your personal data, including for marketing purposes.

To exercise these rights, please contact us using the details provided below.

9. Cookies Policy

We use cookies on our website to improve user experience, analyze site traffic, and personalize content. Cookies are small files placed on your device to collect standard internet log information and information about your interactions with our website.

Types of Cookies We Use:

Essential Cookies: Required for the basic functionality of the website.
Performance Cookies: Used to collect information about how visitors interact with the website.
Targeting Cookies: Used to deliver personalized marketing content if you have opted in.

You can control and manage cookie preferences through your browser settings. You can also delete cookies that have already been placed on your device.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to read the privacy policies of third-party websites when you visit them.

11. Updates to This Privacy Policy

We may periodically update this Privacy Policy to reflect changes in our practices, services, or to comply with regulatory requirements. Any updates will be posted on this page, with an updated "Last Updated" date.

12. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or the processing of your personal data, please contact us at:

Support

+31-75-6756840

Help

info@b2bmoneyclub.nl